Eight reasons why you should source your office insurance through us

Every type of office insurance contract is different. And for most people, the idea of sitting down and carefully reading through terms and conditions – let alone comparing them across policies – is like drawing teeth. But to make sure you actually end up with cover that will protect your business when things go wrong, it is vital to get the detail right.

That’s where officeinsurance.com.au comes to the fore.

Here are the eight top reasons for arranging your office insurance through us:

1. We reduce the complexity

Our job is to evaluate the terms and conditions of office insurance policies available within the Australian market, and to identify those that we believe offer the best terms and value for our clients. This means that when we recommend a policy for you, you can be assured that we have gone over it with a fine tooth comb to make sure it can deliver what you need. This eliminates the guess work for you, as well as the hard task of trying to evaluate various policies yourself.

2. We help identify exactly what cover you need

With decades of experience specialising in the insurance needs of office-based businesses, we have a keen understanding of what questions to ask you to clearly identify what risks your business may be exposed to and to assess the true value of your important operational assets. This means we can advise you on the right type and amount of cover, so that if you need to make a claim, there will be no nasty surprises.

3. We’re your advocate – and we will go to bat for you when needed

As a broker, our primary duty is to you, the client – not the insurance company. With decades of experience, we have the experience and connections to push the insurance company on your behalf if we need to – and to get a result in your favour.

4. You have access to a full range of office insurance products

Compared with dealing directly with an insurance company, when you speak with us, you gain access to a range of office insurance products from across the market, not just the limited range offered by an individual insurer.

5. Good prices, great value

As a broker, we can generally source office insurance for you at wholesale prices – so that even with our fee included, you end up paying around the same price as if you had gone directly to the insurer. In this way, you get the benefit of tailored, impartial advice and the right policy for your business – all at a very competitive price.

6. We help you keep your cover up to date

Every year, we review with you what changes you have experienced in your business (e.g. a change in services you offer, an increase in staffing or additional fixtures or equipment). This means that your cover stays up-to-date with your business as it develops.

7. Advice is just a phone call away

You have year-round access to our specialist office insurance advisers so that you can contact us in the event of a claim or any time you need advice about your insurance cover. We see ourselves as part of your risk management team.

8. Expert advice to help make claims easier

If you need to make a claim, we are fully conversant with every aspect of your cover. This means that we can make sure you receive all the benefits you are entitled to. We also can guide you through the process so that the claim is finalised as smoothly as possible.

As the old saying goes, insurance is like a parachute: you only find out how good it is when you need to use it.

That’s why it simply pays to make sure the office insurance contract you sign up for will deliver the right type and level of cover your business needs to get through a difficulty you can insure against.

Contact us for customised, unbiased advice so you can be sure your office insurance is the right fit for your business.